Tuesday, December 7, 2010

Helpful Tips for Buying Christmas Gifts on a Budget

Budgeting is mandatory in hard times. Running up credit card debt this Holiday Season is not the answer. Our hints and tips, low prices, creative ideas, and smart budgeting will help you have a Merry Christmas and a Happy New year WITHOUT ADDED DEBT!

There are easy ways to stay within your weekly budget and still give everyone a gift; BUT, you need to start today. We are going to show you two easy things to start doing today; and also, show you gift ideas that will help you stay within your budget.

1. Do you visit Starbucks or your local coffee shop on your way to work everyday? Skip it and save $5 to $8 a day. In just two weeks that’s $50 to $80 you can spend on gifts.

2. Take your lunch to work instead of eating out. That’s a savings of $50 to $100 a week. In just two weeks that’s another $100 to $200 in your pocket for buying gifts.

With just two easy steps you have between $150 to $280 to spend on Christmas gifts without increasing your budget one penny. For you it might be skipping the movies a few times or going out to dinner. A few sacrifices now will save you a lot later.

$150.00 Shoestring Budget Gift Ideas

Gift for Baby - Caterpillar Grasping Toy by Melissa & Doug - $9.98
Gift for Preschooler - Alphabet Nesting & Stacking Blocks - $12.98
Gift for Girl - Melissa & Doug Decorate-Your-Own Piggy Bank - $9.98
Gift for Boy - Air Puck Hockey Game - $13.98
Gift for Girlfriend or Wife - Fresh Water Pearl & Turquoise Chandelier Dangle Earrings - $17.98
Gift for Female Friend - Blush Pearl Bracelet with Swarovski Crystals - $9.98
Gift for Male Friend - Fleur-de-lis Pendant Leather Cord Necklace - $8.98 Sold Out
Gift for Computer User - USB 2.0 Hub Robot - $17.98
Gift for Hostess - Silver Birch Leaf Votive Holders - $14.98
Gift for Mom - Floral Handbag with Bamboo Handles - $12.98
Gift for Dad - Red Ice Cream Scoop & Stack - $15.98

Total $145.78

That’s 11 Great Gifts for less than $150.00!

$280.00 Big Budget Gift Ideas

Gift for Baby - Phoenix Crochet Baby Blanket - $30.98
Gift for Preschooler - Melissa & Doug Band-in-a-Box - $24.98
Gift for Boy - Turbospoke Bike Toy - $18.98
Gift for Girl - Melissa & Doug Bake & Decorate Cupcake Set - $19.98
Gift for Girlfriend or Wife - Peridot & Sterling Silver Necklace & Matching Stud Earrings - $43.96
Gift for Female Friend - Phases of the Moon Handmade Necklace - $21.98
Gift for Male Friend - Sterling Silver Eagle Necklace - $19.98 Sold Out
Gift for Computer User - USB LED Lamp & Fan - $19.98
Gift for Hostess - Take 2 Red Apron - $26.98
Gift for Mom - Cuisipro Stainless Steel Measuring Cups - $29.98
Gift for Dad - USB Travel Shaver - $19.98

Total $277.76

That’s 11 Fantastic Gifts for under $280.00!

Some helpful hints and tips, a little sacrifice, and a few good ideas will help you have a more relaxing enjoyable holiday season without adding credit card debt or increasing your budget. Don’t procrastinate! Start using these guidelines today. Have a Merry Christmas and a Happy New Year!

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